💰 Money & Prices

⏱ 12 min read

In this lesson you will learn essential everyday English vocabulary and expressions for talking about money, prices, shopping, banking, discounts, paying by cash or card, asking about costs, and handling payments while traveling or living in an English-speaking country. Each English word or phrase includes translations in Spanish, French, German, Italian, and Portuguese.

🟢 Basic Money Vocabulary

💰 Money

🇪🇸 Spanish: Dinero
🇫🇷 French: Argent
🇩🇪 German: Geld
🇮🇹 Italian: Denaro / Soldi
🇵🇹 Portuguese: Dinheiro
💵 Cash

🇪🇸 Spanish: Efectivo
🇫🇷 French: Espèces / Cash
🇩🇪 German: Bargeld
🇮🇹 Italian: Contanti
🇵🇹 Portuguese: Dinheiro / Numerário
🪙 Coin

🇪🇸 Spanish: Moneda
🇫🇷 French: Pièce
🇩🇪 German: Münze
🇮🇹 Italian: Moneta
🇵🇹 Portuguese: Moeda
💶 Banknote / Bill

🇪🇸 Spanish: Billete
🇫🇷 French: Billet
🇩🇪 German: Geldschein
🇮🇹 Italian: Banconota
🇵🇹 Portuguese: Nota / Cédula
💳 Credit card

🇪🇸 Spanish: Tarjeta de crédito
🇫🇷 French: Carte de crédit
🇩🇪 German: Kreditkarte
🇮🇹 Italian: Carta di credito
🇵🇹 Portuguese: Cartão de crédito
🏦 Bank

🇪🇸 Spanish: Banco
🇫🇷 French: Banque
🇩🇪 German: Bank
🇮🇹 Italian: Banca
🇵🇹 Portuguese: Banco
🏧 ATM

🇪🇸 Spanish: Cajero automático
🇫🇷 French: Distributeur automatique
🇩🇪 German: Geldautomat
🇮🇹 Italian: Bancomat / Sportello automatico
🇵🇹 Portuguese: Multibanco / Caixa automático
🧾 Bill / Check

🇪🇸 Spanish: Cuenta
🇫🇷 French: Addition / Facture
🇩🇪 German: Rechnung
🇮🇹 Italian: Conto
🇵🇹 Portuguese: Conta

🟡 Prices & Shopping Vocabulary

🏷️ Price

🇪🇸 Spanish: Precio
🇫🇷 French: Prix
🇩🇪 German: Preis
🇮🇹 Italian: Prezzo
🇵🇹 Portuguese: Preço
💸 Cheap

🇪🇸 Spanish: Barato / Barata
🇫🇷 French: Bon marché / Pas cher
🇩🇪 German: Billig
🇮🇹 Italian: Economico / Economica
🇵🇹 Portuguese: Barato / Barata
💎 Expensive

🇪🇸 Spanish: Caro / Cara
🇫🇷 French: Cher / Chère
🇩🇪 German: Teuer
🇮🇹 Italian: Caro / Cara
🇵🇹 Portuguese: Caro / Cara
🏷️ Sale / Special offer

🇪🇸 Spanish: Oferta
🇫🇷 French: Promotion / Offre spéciale
🇩🇪 German: Angebot / Sale
🇮🇹 Italian: Offerta
🇵🇹 Portuguese: Oferta / Promoção
📉 Discount

🇪🇸 Spanish: Descuento
🇫🇷 French: Réduction / Remise
🇩🇪 German: Rabatt
🇮🇹 Italian: Sconto
🇵🇹 Portuguese: Desconto
🧾 Receipt

🇪🇸 Spanish: Recibo
🇫🇷 French: Reçu
🇩🇪 German: Beleg / Quittung
🇮🇹 Italian: Scontrino / Ricevuta
🇵🇹 Portuguese: Recibo
🪙 Change

🇪🇸 Spanish: Cambio
🇫🇷 French: Monnaie
🇩🇪 German: Wechselgeld
🇮🇹 Italian: Resto / Spiccioli
🇵🇹 Portuguese: Troco
💱 Exchange rate

🇪🇸 Spanish: Tipo de cambio
🇫🇷 French: Taux de change
🇩🇪 German: Wechselkurs
🇮🇹 Italian: Tasso di cambio
🇵🇹 Portuguese: Taxa de câmbio

🔵 Money & Payment Actions

💳 To pay

🇪🇸 Spanish: Pagar
🇫🇷 French: Payer
🇩🇪 German: Bezahlen
🇮🇹 Italian: Pagare
🇵🇹 Portuguese: Pagar
🛒 To buy

🇪🇸 Spanish: Comprar
🇫🇷 French: Acheter
🇩🇪 German: Kaufen
🇮🇹 Italian: Comprare
🇵🇹 Portuguese: Comprar
💸 To spend money

🇪🇸 Spanish: Gastar dinero
🇫🇷 French: Dépenser de l'argent
🇩🇪 German: Geld ausgeben
🇮🇹 Italian: Spendere soldi
🇵🇹 Portuguese: Gastar dinheiro
💰 To save money

🇪🇸 Spanish: Ahorrar dinero
🇫🇷 French: Économiser de l'argent
🇩🇪 German: Geld sparen
🇮🇹 Italian: Risparmiare soldi
🇵🇹 Portuguese: Poupar dinheiro
💵 To pay in cash

🇪🇸 Spanish: Pagar en efectivo
🇫🇷 French: Payer en espèces
🇩🇪 German: Bar bezahlen
🇮🇹 Italian: Pagare in contanti
🇵🇹 Portuguese: Pagar a dinheiro
💳 To pay by card

🇪🇸 Spanish: Pagar con tarjeta
🇫🇷 French: Payer par carte
🇩🇪 German: Mit Karte bezahlen
🇮🇹 Italian: Pagare con la carta
🇵🇹 Portuguese: Pagar com cartão
💱 To exchange money

🇪🇸 Spanish: Cambiar dinero
🇫🇷 French: Changer de l'argent
🇩🇪 German: Geld wechseln
🇮🇹 Italian: Cambiare denaro
🇵🇹 Portuguese: Trocar dinheiro
🏧 To withdraw money

🇪🇸 Spanish: Sacar dinero / Retirar dinero
🇫🇷 French: Retirer de l'argent
🇩🇪 German: Geld abheben
🇮🇹 Italian: Prelevare soldi
🇵🇹 Portuguese: Levantar dinheiro
🧾 To ask for the bill

🇪🇸 Spanish: Pedir la cuenta
🇫🇷 French: Demander l'addition
🇩🇪 German: Die Rechnung verlangen
🇮🇹 Italian: Chiedere il conto
🇵🇹 Portuguese: Pedir a conta

🧠 Talking About Money, Prices & Payments

💡 Use cost or How much is / are...? to ask or say how much something costs.

How much does this backpack cost?
🇪🇸 ¿Cuánto cuesta esta mochila?
🇫🇷 Combien coûte ce sac à dos ?
🇩🇪 Wie viel kostet dieser Rucksack?
🇮🇹 Quanto costa questo zaino?
🇵🇹 Quanto custa esta mochila?

How much do these souvenirs cost?
🇪🇸 ¿Cuánto cuestan estos recuerdos?
🇫🇷 Combien coûtent ces souvenirs ?
🇩🇪 Wie viel kosten diese Souvenirs?
🇮🇹 Quanto costano questi souvenir?
🇵🇹 Quanto custam estas lembranças?
💡 Use pay by and pay in to describe how you pay.

I'm going to pay by card.
🇪🇸 Voy a pagar con tarjeta.
🇫🇷 Je vais payer par carte.
🇩🇪 Ich werde mit Karte bezahlen.
🇮🇹 Pagherò con la carta.
🇵🇹 Vou pagar com cartão.

I prefer to pay in cash.
🇪🇸 Prefiero pagar en efectivo.
🇫🇷 Je préfère payer en espèces.
🇩🇪 Ich zahle lieber bar.
🇮🇹 Preferisco pagare in contanti.
🇵🇹 Prefiro pagar a dinheiro.
💡 Use have to talk about the money or payment methods you have available.

I don't have enough cash.
🇪🇸 No tengo suficiente efectivo.
🇫🇷 Je n'ai pas assez d'espèces.
🇩🇪 Ich habe nicht genug Bargeld.
🇮🇹 Non ho abbastanza contanti.
🇵🇹 Não tenho dinheiro suficiente.

I have change for one hundred euros.
🇪🇸 Tengo cambio para cien euros.
🇫🇷 J'ai de la monnaie pour cent euros.
🇩🇪 Ich habe Wechselgeld für hundert Euro.
🇮🇹 Ho il resto per cento euro.
🇵🇹 Tenho troco para cem euros.

❓ Useful Money & Shopping Questions

How much does this cost?

🇪🇸 Spanish: ¿Cuánto cuesta esto?
🇫🇷 French: Combien ça coûte ?
🇩🇪 German: Wie viel kostet das?
🇮🇹 Italian: Quanto costa questo?
🇵🇹 Portuguese: Quanto custa isto?
Do you accept cards?

🇪🇸 Spanish: ¿Aceptan tarjetas?
🇫🇷 French: Acceptez-vous les cartes ?
🇩🇪 German: Akzeptieren Sie Karten?
🇮🇹 Italian: Accettate carte?
🇵🇹 Portuguese: Aceitam cartões?
Can I pay in cash?

🇪🇸 Spanish: ¿Puedo pagar en efectivo?
🇫🇷 French: Puis-je payer en espèces ?
🇩🇪 German: Kann ich bar bezahlen?
🇮🇹 Italian: Posso pagare in contanti?
🇵🇹 Portuguese: Posso pagar a dinheiro?
Do you have change?

🇪🇸 Spanish: ¿Tiene cambio?
🇫🇷 French: Avez-vous de la monnaie ?
🇩🇪 German: Haben Sie Wechselgeld?
🇮🇹 Italian: Ha il resto?
🇵🇹 Portuguese: Tem troco?
Can I have the receipt?

🇪🇸 Spanish: ¿Me puede dar el recibo?
🇫🇷 French: Pouvez-vous me donner le reçu ?
🇩🇪 German: Können Sie mir den Beleg geben?
🇮🇹 Italian: Mi può dare lo scontrino?
🇵🇹 Portuguese: Pode dar-me o recibo?
What is the exchange rate?

🇪🇸 Spanish: ¿Cuál es el tipo de cambio?
🇫🇷 French: Quel est le taux de change ?
🇩🇪 German: Wie ist der Wechselkurs?
🇮🇹 Italian: Qual è il tasso di cambio?
🇵🇹 Portuguese: Qual é a taxa de câmbio?

💬 Common Money & Shopping Phrases

💳 I prefer paying by card because I don't carry much cash.

🇪🇸 Spanish: Prefiero pagar con tarjeta porque no llevo mucho efectivo.
🇫🇷 French: Je préfère payer par carte parce que je n'ai pas beaucoup d'espèces sur moi.
🇩🇪 German: Ich zahle lieber mit Karte, weil ich nicht viel Bargeld dabei habe.
🇮🇹 Italian: Preferisco pagare con la carta perché non porto molti contanti.
🇵🇹 Portuguese: Prefiro pagar com cartão porque não trago muito dinheiro.
🏷️ I'm going to compare prices before buying.

🇪🇸 Spanish: Voy a comparar los precios antes de comprar.
🇫🇷 French: Je vais comparer les prix avant d'acheter.
🇩🇪 German: Ich werde die Preise vergleichen, bevor ich kaufe.
🇮🇹 Italian: Confronterò i prezzi prima di comprare.
🇵🇹 Portuguese: Vou comparar os preços antes de comprar.
📉 There's a good discount at this store today.

🇪🇸 Spanish: Hoy hay un buen descuento en esta tienda.
🇫🇷 French: Il y a une bonne réduction dans ce magasin aujourd'hui.
🇩🇪 German: Heute gibt es in diesem Laden einen guten Rabatt.
🇮🇹 Italian: Oggi c'è un buon sconto in questo negozio.
🇵🇹 Portuguese: Hoje há um bom desconto nesta loja.
🧾 The bill, please.

🇪🇸 Spanish: La cuenta, por favor.
🇫🇷 French: L'addition, s'il vous plaît.
🇩🇪 German: Die Rechnung, bitte.
🇮🇹 Italian: Il conto, per favore.
🇵🇹 Portuguese: A conta, por favor.

💬 Everyday Conversations

Paying in a restaurant

A: The bill, please.
B: Certainly. That's forty-eight euros.
A: I'm going to pay by card.

🇪🇸 A: La cuenta, por favor.
B: Claro. Son cuarenta y ocho euros.
A: Voy a pagar con tarjeta.

🇫🇷 A: L'addition, s'il vous plaît.
B: Bien sûr. Ça fait quarante-huit euros.
A: Je vais payer par carte.

🇩🇪 A: Die Rechnung, bitte.
B: Natürlich. Das macht achtundvierzig Euro.
A: Ich werde mit Karte bezahlen.

🇮🇹 A: Il conto, per favore.
B: Certo. Sono quarantotto euro.
A: Pagherò con la carta.

🇵🇹 A: A conta, por favor.
B: Claro. São quarenta e oito euros.
A: Vou pagar com cartão.
Shopping

A: How much does this jacket cost?
B: It's on sale. It costs fifty euros.
A: Perfect, I'll take it.

🇪🇸 A: ¿Cuánto cuesta esta chaqueta?
B: Está en oferta. Cuesta cincuenta euros.
A: Perfecto, me la llevo.

🇫🇷 A: Combien coûte cette veste ?
B: Elle est en promotion. Elle coûte cinquante euros.
A: Parfait, je la prends.

🇩🇪 A: Wie viel kostet diese Jacke?
B: Sie ist im Angebot. Sie kostet fünfzig Euro.
A: Perfekt, ich nehme sie.

🇮🇹 A: Quanto costa questa giacca?
B: È in offerta. Costa cinquanta euro.
A: Perfetto, la prendo.

🇵🇹 A: Quanto custa este casaco?
B: Está em promoção. Custa cinquenta euros.
A: Perfeito, levo-o.

📝 Example Sentences

🏦 I need to withdraw money from the ATM.

🇪🇸 Spanish: Necesito sacar dinero del cajero automático.
🇫🇷 French: J'ai besoin de retirer de l'argent au distributeur.
🇩🇪 German: Ich muss Geld vom Geldautomaten abheben.
🇮🇹 Italian: Devo prelevare soldi dal bancomat.
🇵🇹 Portuguese: Preciso de levantar dinheiro no multibanco.
🏷️ The price of this watch is very good.

🇪🇸 Spanish: El precio de este reloj es muy bueno.
🇫🇷 French: Le prix de cette montre est très bon.
🇩🇪 German: Der Preis dieser Uhr ist sehr gut.
🇮🇹 Italian: Il prezzo di questo orologio è molto buono.
🇵🇹 Portuguese: O preço deste relógio é muito bom.
📉 With the discount, I paid much less.

🇪🇸 Spanish: Con el descuento, pagué mucho menos.
🇫🇷 French: Avec la réduction, j'ai payé beaucoup moins.
🇩🇪 German: Mit dem Rabatt habe ich viel weniger bezahlt.
🇮🇹 Italian: Con lo sconto, ho pagato molto meno.
🇵🇹 Portuguese: Com o desconto, paguei muito menos.
💵 They only accept cash.

🇪🇸 Spanish: Solo aceptan efectivo.
🇫🇷 French: Ils n'acceptent que les espèces.
🇩🇪 German: Sie akzeptieren nur Bargeld.
🇮🇹 Italian: Accettano solo contanti.
🇵🇹 Portuguese: Só aceitam dinheiro.
🧾 I kept the receipt in case I needed to return the product.

🇪🇸 Spanish: Guardé el recibo por si necesitaba devolver el producto.
🇫🇷 French: J'ai gardé le reçu au cas où j'aurais besoin de retourner le produit.
🇩🇪 German: Ich habe den Beleg aufbewahrt, falls ich das Produkt zurückgeben musste.
🇮🇹 Italian: Ho tenuto lo scontrino nel caso avessi bisogno di restituire il prodotto.
🇵🇹 Portuguese: Guardei o recibo caso precisasse de devolver o produto.
💳 Do you accept international cards?

🇪🇸 Spanish: ¿Aceptan tarjetas internacionales?
🇫🇷 French: Acceptez-vous les cartes internationales ?
🇩🇪 German: Akzeptieren Sie internationale Karten?
🇮🇹 Italian: Accettate carte internazionali?
🇵🇹 Portuguese: Aceitam cartões internacionais?

🏆 Final Practice

Try saying each English phrase before pressing play.

  • How much does this cost?
  • Do you accept cards?
  • I'm going to pay by card.
  • I don't have enough cash.
  • The bill, please.
  • I need to withdraw money from the ATM.