💰 Money & Prices

⏱ 15 min read

In this lesson you will learn essential everyday English vocabulary and expressions for talking about money, prices, shopping, banking, discounts, paying by cash or card, asking about costs, and handling payments while traveling or living in an English-speaking country. Each English word or phrase includes a simple meaning plus translations in several languages.

🟢 Basic Money Vocabulary

💰 Money
what you use to buy things
Show translationsHide translations🇪🇸 Spanish: Dinero
🇫🇷 French: Argent
🇩🇪 German: Geld
🇮🇹 Italian: Denaro / Soldi
🇵🇹 Portuguese: Dinheiro
💵 Cash
paper money and coins you hold in your hand
Show translationsHide translations🇪🇸 Spanish: Efectivo
🇫🇷 French: Espèces / Cash
🇩🇪 German: Bargeld
🇮🇹 Italian: Contanti
🇵🇹 Portuguese: Dinheiro / Numerário
🪙 Coin
a small metal piece of money
Show translationsHide translations🇪🇸 Spanish: Moneda
🇫🇷 French: Pièce
🇩🇪 German: Münze
🇮🇹 Italian: Moneta
🇵🇹 Portuguese: Moeda
💶 Banknote / Bill
paper money
Show translationsHide translations🇪🇸 Spanish: Billete
🇫🇷 French: Billet
🇩🇪 German: Geldschein
🇮🇹 Italian: Banconota
🇵🇹 Portuguese: Nota / Cédula
💳 Credit card
a plastic card you use to pay later
Show translationsHide translations🇪🇸 Spanish: Tarjeta de crédito
🇫🇷 French: Carte de crédit
🇩🇪 German: Kreditkarte
🇮🇹 Italian: Carta di credito
🇵🇹 Portuguese: Cartão de crédito
🏦 Bank
a place that keeps and moves your money
Show translationsHide translations🇪🇸 Spanish: Banco
🇫🇷 French: Banque
🇩🇪 German: Bank
🇮🇹 Italian: Banca
🇵🇹 Portuguese: Banco
🏧 ATM
a machine that gives you cash from your account
Show translationsHide translations🇪🇸 Spanish: Cajero automático
🇫🇷 French: Distributeur automatique
🇩🇪 German: Geldautomat
🇮🇹 Italian: Bancomat / Sportello automatico
🇵🇹 Portuguese: Multibanco / Caixa automático
🧾 Bill / Check
the paper that shows how much you must pay
Show translationsHide translations🇪🇸 Spanish: Cuenta
🇫🇷 French: Addition / Facture
🇩🇪 German: Rechnung
🇮🇹 Italian: Conto
🇵🇹 Portuguese: Conta

🟡 Prices & Shopping Vocabulary

🏷️ Price
how much something costs
Show translationsHide translations🇪🇸 Spanish: Precio
🇫🇷 French: Prix
🇩🇪 German: Preis
🇮🇹 Italian: Prezzo
🇵🇹 Portuguese: Preço
💸 Cheap
not costing a lot of money
Show translationsHide translations🇪🇸 Spanish: Barato / Barata
🇫🇷 French: Bon marché / Pas cher
🇩🇪 German: Billig
🇮🇹 Italian: Economico / Economica
🇵🇹 Portuguese: Barato / Barata
💎 Expensive
costing a lot of money
Show translationsHide translations🇪🇸 Spanish: Caro / Cara
🇫🇷 French: Cher / Chère
🇩🇪 German: Teuer
🇮🇹 Italian: Caro / Cara
🇵🇹 Portuguese: Caro / Cara
🏷️ Sale / Special offer
a time when prices are lower than usual
Show translationsHide translations🇪🇸 Spanish: Oferta
🇫🇷 French: Promotion / Offre spéciale
🇩🇪 German: Angebot / Sale
🇮🇹 Italian: Offerta
🇵🇹 Portuguese: Oferta / Promoção
📉 Discount
money taken off the normal price
Show translationsHide translations🇪🇸 Spanish: Descuento
🇫🇷 French: Réduction / Remise
🇩🇪 German: Rabatt
🇮🇹 Italian: Sconto
🇵🇹 Portuguese: Desconto
🧾 Receipt
a paper that proves you paid
Show translationsHide translations🇪🇸 Spanish: Recibo
🇫🇷 French: Reçu
🇩🇪 German: Beleg / Quittung
🇮🇹 Italian: Scontrino / Ricevuta
🇵🇹 Portuguese: Recibo
🪙 Change
money you get back after paying with a larger bill
Show translationsHide translations🇪🇸 Spanish: Cambio
🇫🇷 French: Monnaie
🇩🇪 German: Wechselgeld
🇮🇹 Italian: Resto / Spiccioli
🇵🇹 Portuguese: Troco
💱 Exchange rate
how much one currency is worth in another
Show translationsHide translations🇪🇸 Spanish: Tipo de cambio
🇫🇷 French: Taux de change
🇩🇪 German: Wechselkurs
🇮🇹 Italian: Tasso di cambio
🇵🇹 Portuguese: Taxa de câmbio

🔵 Money & Payment Actions

💳 To pay
to give money for something
Show translationsHide translations🇪🇸 Spanish: Pagar
🇫🇷 French: Payer
🇩🇪 German: Bezahlen
🇮🇹 Italian: Pagare
🇵🇹 Portuguese: Pagar
🛒 To buy
to get something by giving money
Show translationsHide translations🇪🇸 Spanish: Comprar
🇫🇷 French: Acheter
🇩🇪 German: Kaufen
🇮🇹 Italian: Comprare
🇵🇹 Portuguese: Comprar
💸 To spend money
to use money to buy things
Show translationsHide translations🇪🇸 Spanish: Gastar dinero
🇫🇷 French: Dépenser de l'argent
🇩🇪 German: Geld ausgeben
🇮🇹 Italian: Spendere soldi
🇵🇹 Portuguese: Gastar dinheiro
💰 To save money
to keep money instead of spending it
Show translationsHide translations🇪🇸 Spanish: Ahorrar dinero
🇫🇷 French: Économiser de l'argent
🇩🇪 German: Geld sparen
🇮🇹 Italian: Risparmiare soldi
🇵🇹 Portuguese: Poupar dinheiro
💵 To pay in cash
to pay with bills and coins
Show translationsHide translations🇪🇸 Spanish: Pagar en efectivo
🇫🇷 French: Payer en espèces
🇩🇪 German: Bar bezahlen
🇮🇹 Italian: Pagare in contanti
🇵🇹 Portuguese: Pagar a dinheiro
💳 To pay by card
to pay with a credit or debit card
Show translationsHide translations🇪🇸 Spanish: Pagar con tarjeta
🇫🇷 French: Payer par carte
🇩🇪 German: Mit Karte bezahlen
🇮🇹 Italian: Pagare con la carta
🇵🇹 Portuguese: Pagar com cartão
💱 To exchange money
to change one currency into another
Show translationsHide translations🇪🇸 Spanish: Cambiar dinero
🇫🇷 French: Changer de l'argent
🇩🇪 German: Geld wechseln
🇮🇹 Italian: Cambiare denaro
🇵🇹 Portuguese: Trocar dinheiro
🏧 To withdraw money
to take cash out of a bank or ATM
Show translationsHide translations🇪🇸 Spanish: Sacar dinero / Retirar dinero
🇫🇷 French: Retirer de l'argent
🇩🇪 German: Geld abheben
🇮🇹 Italian: Prelevare soldi
🇵🇹 Portuguese: Levantar dinheiro
🧾 To ask for the bill
to request the paper that shows what you owe
Show translationsHide translations🇪🇸 Spanish: Pedir la cuenta
🇫🇷 French: Demander l'addition
🇩🇪 German: Die Rechnung verlangen
🇮🇹 Italian: Chiedere il conto
🇵🇹 Portuguese: Pedir a conta

🧠 Talking About Money, Prices & Payments

💡 Use cost or How much is / are...? to ask or say how much something costs.
How much does this backpack cost?
Show translationsHide translations🇪🇸 ¿Cuánto cuesta esta mochila?
🇫🇷 Combien coûte ce sac à dos ?
🇩🇪 Wie viel kostet dieser Rucksack?
🇮🇹 Quanto costa questo zaino?
🇵🇹 Quanto custa esta mochila?
How much do these souvenirs cost?
Show translationsHide translations🇪🇸 ¿Cuánto cuestan estos recuerdos?
🇫🇷 Combien coûtent ces souvenirs ?
🇩🇪 Wie viel kosten diese Souvenirs?
🇮🇹 Quanto costano questi souvenir?
🇵🇹 Quanto custam estas lembranças?
💡 Use pay by and pay in to describe how you pay.
I'm going to pay by card.
Show translationsHide translations🇪🇸 Voy a pagar con tarjeta.
🇫🇷 Je vais payer par carte.
🇩🇪 Ich werde mit Karte bezahlen.
🇮🇹 Pagherò con la carta.
🇵🇹 Vou pagar com cartão.
I prefer to pay in cash.
Show translationsHide translations🇪🇸 Prefiero pagar en efectivo.
🇫🇷 Je préfère payer en espèces.
🇩🇪 Ich zahle lieber bar.
🇮🇹 Preferisco pagare in contanti.
🇵🇹 Prefiro pagar a dinheiro.
💡 Use have to talk about the money or payment methods you have available.
I don't have enough cash.
Show translationsHide translations🇪🇸 No tengo suficiente efectivo.
🇫🇷 Je n'ai pas assez d'espèces.
🇩🇪 Ich habe nicht genug Bargeld.
🇮🇹 Non ho abbastanza contanti.
🇵🇹 Não tenho dinheiro suficiente.
I have change for one hundred euros.
Show translationsHide translations🇪🇸 Tengo cambio para cien euros.
🇫🇷 J'ai de la monnaie pour cent euros.
🇩🇪 Ich habe Wechselgeld für hundert Euro.
🇮🇹 Ho il resto per cento euro.
🇵🇹 Tenho troco para cem euros.

❓ Useful Money & Shopping Questions

How much does this cost?
asking the price of one thing
Show translationsHide translations🇪🇸 Spanish: ¿Cuánto cuesta esto?
🇫🇷 French: Combien ça coûte ?
🇩🇪 German: Wie viel kostet das?
🇮🇹 Italian: Quanto costa questo?
🇵🇹 Portuguese: Quanto custa isto?
Do you accept cards?
asking if you can pay with a card
Show translationsHide translations🇪🇸 Spanish: ¿Aceptan tarjetas?
🇫🇷 French: Acceptez-vous les cartes ?
🇩🇪 German: Akzeptieren Sie Karten?
🇮🇹 Italian: Accettate carte?
🇵🇹 Portuguese: Aceitam cartões?
Can I pay in cash?
asking if bills and coins are okay
Show translationsHide translations🇪🇸 Spanish: ¿Puedo pagar en efectivo?
🇫🇷 French: Puis-je payer en espèces ?
🇩🇪 German: Kann ich bar bezahlen?
🇮🇹 Italian: Posso pagare in contanti?
🇵🇹 Portuguese: Posso pagar a dinheiro?
Do you have change?
asking if they can give money back
Show translationsHide translations🇪🇸 Spanish: ¿Tiene cambio?
🇫🇷 French: Avez-vous de la monnaie ?
🇩🇪 German: Haben Sie Wechselgeld?
🇮🇹 Italian: Ha il resto?
🇵🇹 Portuguese: Tem troco?
Can I have the receipt?
asking for proof of payment
Show translationsHide translations🇪🇸 Spanish: ¿Me puede dar el recibo?
🇫🇷 French: Pouvez-vous me donner le reçu ?
🇩🇪 German: Können Sie mir den Beleg geben?
🇮🇹 Italian: Mi può dare lo scontrino?
🇵🇹 Portuguese: Pode dar-me o recibo?
What is the exchange rate?
asking how currencies convert
Show translationsHide translations🇪🇸 Spanish: ¿Cuál es el tipo de cambio?
🇫🇷 French: Quel est le taux de change ?
🇩🇪 German: Wie ist der Wechselkurs?
🇮🇹 Italian: Qual è il tasso di cambio?
🇵🇹 Portuguese: Qual é a taxa de câmbio?

💬 Common Money & Shopping Phrases

💳 I prefer paying by card because I don't carry much cash.
card is easier when you have little cash
Show translationsHide translations🇪🇸 Spanish: Prefiero pagar con tarjeta porque no llevo mucho efectivo.
🇫🇷 French: Je préfère payer par carte parce que je n'ai pas beaucoup d'espèces sur moi.
🇩🇪 German: Ich zahle lieber mit Karte, weil ich nicht viel Bargeld dabei habe.
🇮🇹 Italian: Preferisco pagare con la carta perché non porto molti contanti.
🇵🇹 Portuguese: Prefiro pagar com cartão porque não trago muito dinheiro.
🏷️ I'm going to compare prices before buying.
checking several prices first
Show translationsHide translations🇪🇸 Spanish: Voy a comparar los precios antes de comprar.
🇫🇷 French: Je vais comparer les prix avant d'acheter.
🇩🇪 German: Ich werde die Preise vergleichen, bevor ich kaufe.
🇮🇹 Italian: Confronterò i prezzi prima di comprare.
🇵🇹 Portuguese: Vou comparar os preços antes de comprar.
📉 There's a good discount at this store today.
prices are lower than usual here today
Show translationsHide translations🇪🇸 Spanish: Hoy hay un buen descuento en esta tienda.
🇫🇷 French: Il y a une bonne réduction dans ce magasin aujourd'hui.
🇩🇪 German: Heute gibt es in diesem Laden einen guten Rabatt.
🇮🇹 Italian: Oggi c'è un buon sconto in questo negozio.
🇵🇹 Portuguese: Hoje há um bom desconto nesta loja.
🧾 The bill, please.
asking to pay at a restaurant
Show translationsHide translations🇪🇸 Spanish: La cuenta, por favor.
🇫🇷 French: L'addition, s'il vous plaît.
🇩🇪 German: Die Rechnung, bitte.
🇮🇹 Italian: Il conto, per favore.
🇵🇹 Portuguese: A conta, por favor.

💬 Everyday Conversations

Paying in a restaurant
asking for the bill and paying by card
A: The bill, please.
B: Certainly. That's forty-eight euros.
A: I'm going to pay by card.
Show translationsHide translations🇪🇸 A: La cuenta, por favor.
🇪🇸 B: Claro. Son cuarenta y ocho euros.
🇪🇸 A: Voy a pagar con tarjeta.

🇫🇷 A: L'addition, s'il vous plaît.
🇫🇷 B: Bien sûr. Ça fait quarante-huit euros.
🇫🇷 A: Je vais payer par carte.

🇩🇪 A: Die Rechnung, bitte.
🇩🇪 B: Natürlich. Das macht achtundvierzig Euro.
🇩🇪 A: Ich werde mit Karte bezahlen.

🇮🇹 A: Il conto, per favore.
🇮🇹 B: Certo. Sono quarantotto euro.
🇮🇹 A: Pagherò con la carta.

🇵🇹 A: A conta, por favor.
🇵🇹 B: Claro. São quarenta e oito euros.
🇵🇹 A: Vou pagar com cartão.
Shopping
asking a sale price and buying the item
A: How much does this jacket cost?
B: It's on sale. It costs fifty euros.
A: Perfect, I'll take it.
Show translationsHide translations🇪🇸 A: ¿Cuánto cuesta esta chaqueta?
🇪🇸 B: Está en oferta. Cuesta cincuenta euros.
🇪🇸 A: Perfecto, me la llevo.

🇫🇷 A: Combien coûte cette veste ?
🇫🇷 B: Elle est en promotion. Elle coûte cinquante euros.
🇫🇷 A: Parfait, je la prends.

🇩🇪 A: Wie viel kostet diese Jacke?
🇩🇪 B: Sie ist im Angebot. Sie kostet fünfzig Euro.
🇩🇪 A: Perfekt, ich nehme sie.

🇮🇹 A: Quanto costa questa giacca?
🇮🇹 B: È in offerta. Costa cinquanta euro.
🇮🇹 A: Perfetto, la prendo.

🇵🇹 A: Quanto custa este casaco?
🇵🇹 B: Está em promoção. Custa cinquenta euros.
🇵🇹 A: Perfeito, levo-o.

📝 Example Sentences

🏦 I need to withdraw money from the ATM.
getting cash from a machine
Show translationsHide translations🇪🇸 Spanish: Necesito sacar dinero del cajero automático.
🇫🇷 French: J'ai besoin de retirer de l'argent au distributeur.
🇩🇪 German: Ich muss Geld vom Geldautomaten abheben.
🇮🇹 Italian: Devo prelevare soldi dal bancomat.
🇵🇹 Portuguese: Preciso de levantar dinheiro no multibanco.
🏷️ The price of this watch is very good.
the watch costs a fair amount
Show translationsHide translations🇪🇸 Spanish: El precio de este reloj es muy bueno.
🇫🇷 French: Le prix de cette montre est très bon.
🇩🇪 German: Der Preis dieser Uhr ist sehr gut.
🇮🇹 Italian: Il prezzo di questo orologio è molto buono.
🇵🇹 Portuguese: O preço deste relógio é muito bom.
📉 With the discount, I paid much less.
the lower price saved money
Show translationsHide translations🇪🇸 Spanish: Con el descuento, pagué mucho menos.
🇫🇷 French: Avec la réduction, j'ai payé beaucoup moins.
🇩🇪 German: Mit dem Rabatt habe ich viel weniger bezahlt.
🇮🇹 Italian: Con lo sconto, ho pagato molto meno.
🇵🇹 Portuguese: Com o desconto, paguei muito menos.
💵 They only accept cash.
cards are not accepted here
Show translationsHide translations🇪🇸 Spanish: Solo aceptan efectivo.
🇫🇷 French: Ils n'acceptent que les espèces.
🇩🇪 German: Sie akzeptieren nur Bargeld.
🇮🇹 Italian: Accettano solo contanti.
🇵🇹 Portuguese: Só aceitam dinheiro.
🧾 I kept the receipt in case I needed to return the product.
the receipt helps if you bring the item back
Show translationsHide translations🇪🇸 Spanish: Guardé el recibo por si necesitaba devolver el producto.
🇫🇷 French: J'ai gardé le reçu au cas où j'aurais besoin de retourner le produit.
🇩🇪 German: Ich habe den Beleg aufbewahrt, falls ich das Produkt zurückgeben musste.
🇮🇹 Italian: Ho tenuto lo scontrino nel caso avessi bisogno di restituire il prodotto.
🇵🇹 Portuguese: Guardei o recibo caso precisasse de devolver o produto.
💳 Do you accept international cards?
asking if foreign cards work
Show translationsHide translations🇪🇸 Spanish: ¿Aceptan tarjetas internacionales?
🇫🇷 French: Acceptez-vous les cartes internationales ?
🇩🇪 German: Akzeptieren Sie internationale Karten?
🇮🇹 Italian: Accettate carte internazionali?
🇵🇹 Portuguese: Aceitam cartões internacionais?

🏆 Final Practice

English in the Real World:

Read the situation. Choose the best word or phrase from the lesson.
Question 1 of 8
✅ Correct: 0
❓ Questions: 0
🎯 Accuracy: 0%